What should I know about negotiating my case?

Negotiating a Nevada accident claim requires some skill on your part. You must be aggressive, patient, intelligent, and be able to maintain your composure. Should you decide to settle your own personal injury claim, you should:

• Submit your demand after the adjuster’s first offer. Wait for the initial figure, then you may demand the policy limit or total your damages and forward them to the adjuster.
• Ask questions. Ask your adjuster about his authority. Get specific figures that explain where funds were allotted. Go over the figures with the adjuster to confirm accuracy. For non-economic damages, ask the adjuster to explain how the insurer arrived at the amount they proposed for pain and suffering. Keep notes on everything.
• Make small concessions. The best negotiators make their concessions in small increments. This often works in your favor and can result in a larger overall settlement.
• Be patient. Don’t accept or counter an offer in the same meeting. If you push the adjuster toward a quick settlement, they will sense you are in a hurry to settle and may conclude you are desperate for money.
• Maintain your composure. Your demeanor can impact the outcome of a deal.
• Refrain from showing outward interest in an offer. Appear reluctant to settle. After all, Nevada allows two years to settle a personal injury claim.
• Confer with a higher authority. Inform the adjuster that you will not make a final decision before consulting with another party. Tell the adjuster you will be consulting with a spouse or attorney friend prior to making your decision.

Following these guidelines will help you achieve a higher settlement for your personal injury claim. If you find yourself facing a personal injury loss, we urge you to talk to our accident lawyers before making any decisions. Initial consultations are free and confidential.